Bridging  |  Development  |  Mezzanine  |  Structured

Commercial finance, arranged properly.

HyLend is a digital credit broker connecting UK businesses and family offices direct to lenders, whole of market. Model your terms live, see every cost before you commit, and apply direct — no jargon, no surprises.

£100k–£100m+
Facility Range
3 weeks
Typical Bridge Completion
UK & Europe
Coverage
Whole of Market
Lender Access
What We Arrange

Three core debt strategies. One honest process.

Every facility is structured around your exit — not the lender's convenience. Indicative parameters below; final terms depend on asset, sponsor and exit.

i.

Bridging Finance

Fast, asset-backed lending for acquisitions, auctions, refinances and capital raises. What it is, when it works, and when it doesn't.

  • Loan size £100k – £25m
  • Max LTV 75%
  • Rates from 0.79% pm
  • Term 3 – 24 months
Model a bridge →
ii.

Development Finance

Ground-up schemes, conversions and heavy refurbs. Funded against GDV with staged drawdowns and sensible monitoring.

  • Facility size £500k – £100m
  • Max LTGDV 70%
  • Max LTC 85%
  • Rates from 8.0% pa
Model a development →
iii.

Mezzanine Finance

Stretch your senior debt and protect equity. Subordinated capital sitting behind your senior facility, priced for the risk it takes.

  • Loan size £250k – £15m
  • Combined LTGDV up to 80%
  • Rates from 1.35% pm
  • Term 6 – 30 months
Model mezzanine →
iv.

Term / Investment Loan

Longer-term commercial finance for income-producing or owner-occupied property. Hold the asset, service the debt, refinance the bridge.

  • Loan size £100k – £25m
  • Max LTV 75%
  • Rates from 5.9% pa
  • Term 1 – 30 years
Model a term loan →
Live Terms Calculator

See your full cost of borrowing. Instantly.

No email gate, no callbacks required. Adjust the inputs and every figure — interest, fees, redemption — updates live. The honest guide. No jargon.

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First-charge residential / semi-commercial assumed. Second charge and commercial priced on request.

Bridging — Indicative Terms
Rate
Gross Loan
LTV

Indicative figures based on current whole-of-market pricing. Valuation & legal costs are estimates. Terms subject to underwriting, valuation and lender approval. HyLend is a credit broker, not a lender.

The Process

From Instagram to issued terms in four steps.

i.

Model your terms

Use the calculator above. Every cost is on the table before we've even spoken.

ii.

Apply direct

Two minutes. Your scenario lands straight in our origination pipeline — no forms by email.

iii.

Terms within 24h

We test your deal against the whole market and issue real, lender-backed indicative terms.

iv.

Complete

Valuation, legals, drawdown. Bridges typically complete in ~3 weeks.

Apply Direct

Send us your deal. It goes straight into our pipeline.

Your calculator inputs and indicative quote attach automatically, so we start from your numbers — not a blank page.

Your Scenario

Bridging Finance

Application Received

One last step — create your client login.

Set a password for and we'll open your client file. You'll be able to track your application, upload documents and view your quotes in the client portal.

Client File Created

You're in. Welcome to HyLend.

Your application is in our pipeline and your client file is live. Log in any time to track progress, upload documents and view your terms.